Ya, you got the right idea and I could give you all the names for the zones, but it might not help youi much. So try this.
Get two controllers, so you have time to play around with defense setups before the ball is snapped.
Go to practice mode
Choose any offense play
Then choose a play like 3-4 defense, cover 2
Now go to pg 3 and 4 of the manual and start setting up different zones and QB spies, etc...
Then when you got a good idea of what's going on, read some of the sticky defensive tips just above these posts.
Don't worry if you don't have a manual, just play around with the defensive setups.